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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Simple easy process, no fuss app allowing you to man...

Simple easy process, no fuss app allowing you to manage everything with ease Reviewed on: 5th March 2024

Company zopa review

Good company and keep in touch regularly especially through the app. Reviewed on: 5th March 2024

Good customer service

Been a customer for over a year and the app and detail is intuitive and informative. Also when error where made they where pointed out and corrected quickly. Reviewed on: 5th March 2024

Excellent

The app is very easy to use. I can find all the information I need very quickly and easily Reviewed on: 5th March 2024

Replacement rates and helpful

I love my card because they have great repayment rates and always willing to help with boosting you credit rating Reviewed on: 5th March 2024

Great customer great ,

Great customer service , statement easy to understand Reviewed on: 5th March 2024

Very very good.

Very very good..very very love Reviewed on: 5th March 2024

Just a great credit card.

Just a great credit card. No fuss, easy to maintain. Reviewed on: 5th March 2024

Perfect and so simple to use and operate

Perfect and so simple to use and operate Reviewed on: 5th March 2024

Hassle free.

Hassle free. Great app. Cool card design. Useful credit limit. Reviewed on: 5th March 2024

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