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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Nice nice nice and nice and nice

Nice nice nice and nice and nice Reviewed on: 5th March 2024

Excellent

Excellent fast service great thank you very much Reviewed on: 5th March 2024

Experience

Very easy to use , very good service Reviewed on: 5th March 2024

Good and fair service.

Good and fair service. Very good customer service contact. Reviewed on: 5th March 2024

Best credit card I have had.

Best credit card I have had. You can credit the balance which is instantly updated. Reviewed on: 5th March 2024

Customer service is excellent and love their ethos

I've had no issues when dealing with zopa. They've been efficient and their customer service is excellent. Reviewed on: 5th March 2024

Easy app no fuss and straightforward

Easy app no fuss and straightforward Reviewed on: 5th March 2024

Very easy to use app and access to other products ea...

Very easy to use app and access to other products easy to find on it Reviewed on: 5th March 2024

They have always kept me upto date with everything.

They have always kept me upto date with everything. Reviewed on: 5th March 2024

Flexible reasonable interests and efficient

Flexible reasonable interests and efficient Reviewed on: 5th March 2024

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