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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great customer service

Great! Relaxed & friendly. Customer service is always to a high standard and communication is clear. Reviewed on: 5th March 2024

Never had any problems someone always there to help...

Never had any problems someone always there to help you with any issues, very polite and helpful can't fault them. Reviewed on: 5th March 2024

Fast, smart and very easy.

Fast, smart and very easy. Couldn’t be happier. Never had a problem. Reviewed on: 5th March 2024

Have used Zopa Credit card for a few years and Initi...

Have used Zopa Credit card for a few years and Initially opened it to use for holidays as it has no fees when using it abroad. Customer service has been great the few times I’ve used it and the mobile app is easy to use and understand. Reviewed on: 5th March 2024

Good value and great interest rate

Good value and great interest rate Reviewed on: 5th March 2024

Great Rates and Benefits: Zopa Credit Card Review

The card offers competitive interest rates and some attractive perks, making it a solid choice for everyday use. Customer service was also helpful and responsive to my inquiries. Overall, I'm satisfied with my experience and would recommend the Zopa credit card to others. Reviewed on: 5th March 2024

Just a really good experience

Just a really good experience with Zopa Reviewed on: 5th March 2024

Never an issue, I use it, pay my invoice, no...

Never an issue, I use it, pay my invoice, no problems Reviewed on: 5th March 2024

Good, like

Good experience, easy to use , happy with it! Reviewed on: 5th March 2024

Credit is available when required.

Credit is available when required. App is easy to use. Reviewed on: 5th March 2024

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