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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great service

Been excellent service from day one have no complaints Reviewed on: 5th March 2024

Great Service

Very easy to use app and friendly service Reviewed on: 5th March 2024

I have a credit card with Zopa and have always found...

I have a credit card with Zopa and have always found them to be really helpful when needed. Simple app to use and easy to keep track of spending. Limit increased based on usage. Reviewed on: 5th March 2024

Excellent company, excellent customer service

Zopa took me on when my credit wasn't at its best. They treat you well and customer service is readily available and helpfully. All in all, excellent. Reviewed on: 5th March 2024

I am very happy with Zopa.

I am very happy with Zopa. Good app and easy to use Reviewed on: 5th March 2024

Super card!!!

Easy to use app with instant updates Reviewed on: 5th March 2024

Very helpful and good service always up to date on...

Very helpful and good service always up to date on card reviews Reviewed on: 5th March 2024

Very easy to use and good process

Very easy to use and good process Reviewed on: 5th March 2024

I have been using a Zopa credit card for a couple of...

I have been using a Zopa credit card for a couple of years now. I like its flexibility and its ease of use. In this time I have only used customer service once. So helpful and patient. Would recommend Zopa to anyone who is looking for financial help and support in building a credit score. The website is just so easy to use when making payments and viewing statements. I can’t think of any reasons not too apply for products and services from them. Reviewed on: 5th March 2024

Easy to use, just needs to be accepted by more...

Easy to use, just needs to be accepted by more places Reviewed on: 5th March 2024

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