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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent service and keep me up to date with any re...

Excellent service and keep me up to date with any reminders. Reviewed on: 5th March 2024

My Zopa Card

Fantastic company to deal with, simple application, And on hand 24/7 to deal with problems.After care from company is fab has they keep you informed about your account at all times Reviewed on: 5th March 2024

I find the App very easy to navigate and credits are...

I find the App very easy to navigate and credits are done instantly. Reviewed on: 5th March 2024

Always helpful.

Always helpful.easy to use system, Always notifies you if they think there is a problem/issue Reviewed on: 5th March 2024

Zopa enhancing customers credit journey!

Easy application, easy account to manage and staff that enhance the experience! My experience has been seamless! Reviewed on: 5th March 2024

Excellent

Really easy to set up and use and great customer service Reviewed on: 5th March 2024

An excellent card with a great app too

An excellent card with a great app too Reviewed on: 5th March 2024

My experience has been very good since I started usi...

My experience has been very good since I started using zopa credit card and the usage of my credit card is also affecting my credit rating positively Reviewed on: 5th March 2024

Any problems iv had has been sorted quick not that i...

Any problems iv had has been sorted quick not that iv had many problems customer service are really nice to talk to and very cheerful Reviewed on: 5th March 2024

It’s all good

Its all been great from the application to customer service since having the card. Reviewed on: 5th March 2024

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