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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Good, like

Good experience, easy to use , happy with it! Reviewed on: 5th March 2024

Credit is available when required.

Credit is available when required. App is easy to use. Reviewed on: 5th March 2024

Great service

Been excellent service from day one have no complaints Reviewed on: 5th March 2024

Great Service

Very easy to use app and friendly service Reviewed on: 5th March 2024

I have a credit card with Zopa and have always found...

I have a credit card with Zopa and have always found them to be really helpful when needed. Simple app to use and easy to keep track of spending. Limit increased based on usage. Reviewed on: 5th March 2024

Excellent company, excellent customer service

Zopa took me on when my credit wasn't at its best. They treat you well and customer service is readily available and helpfully. All in all, excellent. Reviewed on: 5th March 2024

I am very happy with Zopa.

I am very happy with Zopa. Good app and easy to use Reviewed on: 5th March 2024

Super card!!!

Easy to use app with instant updates Reviewed on: 5th March 2024

Very helpful and good service always up to date on...

Very helpful and good service always up to date on card reviews Reviewed on: 5th March 2024

Very easy to use and good process

Very easy to use and good process Reviewed on: 5th March 2024

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