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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

I have been using a Zopa credit card for a couple of...

I have been using a Zopa credit card for a couple of years now. I like its flexibility and its ease of use. In this time I have only used customer service once. So helpful and patient. Would recommend Zopa to anyone who is looking for financial help and support in building a credit score. The website is just so easy to use when making payments and viewing statements. I can’t think of any reasons not too apply for products and services from them. Reviewed on: 5th March 2024

Easy to use, just needs to be accepted by more...

Easy to use, just needs to be accepted by more places Reviewed on: 5th March 2024

Excellent service and keep me up to date with any re...

Excellent service and keep me up to date with any reminders. Reviewed on: 5th March 2024

My Zopa Card

Fantastic company to deal with, simple application, And on hand 24/7 to deal with problems.After care from company is fab has they keep you informed about your account at all times Reviewed on: 5th March 2024

I find the App very easy to navigate and credits are...

I find the App very easy to navigate and credits are done instantly. Reviewed on: 5th March 2024

Always helpful.

Always helpful.easy to use system, Always notifies you if they think there is a problem/issue Reviewed on: 5th March 2024

Zopa enhancing customers credit journey!

Easy application, easy account to manage and staff that enhance the experience! My experience has been seamless! Reviewed on: 5th March 2024

Excellent

Really easy to set up and use and great customer service Reviewed on: 5th March 2024

An excellent card with a great app too

An excellent card with a great app too Reviewed on: 5th March 2024

My experience has been very good since I started usi...

My experience has been very good since I started using zopa credit card and the usage of my credit card is also affecting my credit rating positively Reviewed on: 5th March 2024

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