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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Always helpful informative and willing to listen

Always helpful informative and willing to listen Reviewed on: 5th March 2024

Always helpful & fair in the way credit is applied &...

Always helpful & fair in the way credit is applied & limit increased Reviewed on: 5th March 2024

Fab It great service I would recommend

Fab It great service I would recommend Reviewed on: 5th March 2024

Very good over all experience helped me get credit g...

Very good over all experience helped me get credit great credit card builder gave me a chance when not many would at the time Reviewed on: 5th March 2024

I was treated as more than a credit score, the only...

I was treated as more than a credit score, the only bank that has let our relationship grow and reward me with sensible lending levels, to rebuild my credit rating Reviewed on: 5th March 2024

Very good card, easy access and affkrdable

Very good card, easy access and affkrdable Reviewed on: 5th March 2024

Great Review for Zopa

Easy to apply for and easy to use the excellent app supplied. Very good indeed.I would recommend to anyone. Reviewed on: 5th March 2024

Perfect credit card for those with poor credit

Easy to apply No after sales hassle and easy to pay what's owed . Great card with no problems in using. Customer service is excellent to easy extended credit too Reviewed on: 5th March 2024

Marry1965

The interest is not at very high unlike some credit cards Reviewed on: 5th March 2024

Very helpful and understanding and easy to contact.

Very helpful and understanding and easy to contact. Reviewed on: 5th March 2024

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