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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent Card

Very good card to build credit. They understand that financial difficulty is sometimes not your fault and they help you get back on your feet Reviewed on: 5th March 2024

They keep me updated and I know where I stand.

They keep me updated and I know where I stand. Excellent company. Easy to use app instructions are easy to follow. Easy to keep up with payments and goes straight to the account without waiting a few days to process. Reviewed on: 5th March 2024

My experience with zopa has been fantastic they've l...

My experience with zopa has been fantastic they've looked after me with my card and limit and I'm very grateful. Reviewed on: 5th March 2024

Zopa is a top notch choice for credit cards

Never had any issues with Zopa. The app is easy to use and the communication is great. Reviewed on: 5th March 2024

Everything is straight forward and app really easy t...

Everything is straight forward and app really easy to use Reviewed on: 5th March 2024

Easy company no hassle

Never had an issue everything is just really simple - reasonable interest rates and an outstanding app Reviewed on: 5th March 2024

User friendly app simple to use and understand

User friendly app simple to use and understand Reviewed on: 5th March 2024

Easy to contact.

Easy to contact. Very helpful and suite my budget and very considerate. Reviewed on: 5th March 2024

Nice easy app that links accounts and gives good ins...

Nice easy app that links accounts and gives good insights to what is offered and spending etc. Reviewed on: 5th March 2024

Great card company

Great card never had any issues and great minimum payments Reviewed on: 5th March 2024

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