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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Best card and so simple!!

Glad I joined Zopa, great limits offered, reasonable rates charged and most of all, love the security measures in place and regular notifications to keep me updated on transactions and payment time!! Reviewed on: 5th March 2024

Great customer service.

Great customer service. A fair company Reviewed on: 5th March 2024

Simply amazing great customer service easy mobile ap...

Simply amazing great customer service easy mobile app would recommend them today Reviewed on: 5th March 2024

Very easy to deal with I find the App easy to use an...

Very easy to deal with I find the App easy to use and control my finances x Reviewed on: 5th March 2024

Great company.

Great company. Really helpful when needed Reviewed on: 5th March 2024

Ease of use, there when I need it.

Ease of use, there when I need it. Love the app. Reviewed on: 5th March 2024

Best credit card

Good experience with Zopa credit card Reviewed on: 5th March 2024

Excellent service

Never had any problems with Zopa Reviewed on: 5th March 2024

Iv never had a issue with zopa as i find them very h...

Iv never had a issue with zopa as i find them very helpful Reviewed on: 5th March 2024

Good service, low interest rates.

Good service, low interest rates. App easy to use Reviewed on: 5th March 2024

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