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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Always very helpful, and polite.

Always very helpful, and polite. Reviewed on: 5th March 2024

BIG "THUMBS UP" FROM ME !

Never had an issue with the app (unlike some horror stories of other financial institutions that I have heard) Reviewed on: 5th March 2024

easy to use

App is very easy to use. Clear information displayed Reviewed on: 5th March 2024

Friendly staff on the phone ALso everything is expla...

Friendly staff on the phone ALso everything is explained and straight forward Reviewed on: 5th March 2024

Easy application, and great app

Easy application, accepted immediately, easy to pay and the app is great for updates Reviewed on: 5th March 2024

Overall Experience

From my initial application, through using my card, things have been good. I just wish more financial companies behaved & acted with similar grace. Reviewed on: 5th March 2024

excellent credit card.

excellent credit card. Easy application for a credit card, card worth recommending. Reviewed on: 5th March 2024

Great card

Great card took into account my payment history and helped. Reviewed on: 5th March 2024

Very easy application process, very quick receipt of...

Very easy application process, very quick receipt of card and easy to navigate app Reviewed on: 5th March 2024

very happy with the credit card, simple application...

very happy with the credit card, simple application process and card delivered quickly Reviewed on: 5th March 2024

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