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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Find the information provided informative and the ap...

Find the information provided informative and the app is easy to use Reviewed on: 5th March 2024

Friendly

Very friendly staff they are always ready to help Reviewed on: 5th March 2024

ZOPA IS number 1

I applied to ZOPA for Credit Card and the application from start to finish was straight forward. I love the way when my card is used i get an update straight away. Helps me keep on top of things. Reviewed on: 5th March 2024

Easy to use app to help manage spend.

Easy to use app to help manage spend. Great customer service Reviewed on: 5th March 2024

I like that repayments come off instantly

I like that repayments come off instantly Reviewed on: 5th March 2024

Just nice straight forward like that you get notific...

Just nice straight forward like that you get notifications on purchases etc Reviewed on: 5th March 2024

Best credit card I've ever had

Best credit card I've ever had, low interest fees, easy to navigate the app, money goes on to balance instantly when you have paid off balance overall an absolutely fantastic service. Reviewed on: 5th March 2024

I found the whole experience of getting a card with...

I found the whole experience of getting a card with them very straight forward Reviewed on: 5th March 2024

Never had any problems with them

Never had any problems with them Reviewed on: 5th March 2024

very good. Experience

very good. Experience. and it a good card. Reviewed on: 5th March 2024

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