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Zopa: Credit card reviews

4.94
Based on 43,457 reviews, last reviewed 10th Mar 2026
154100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I've had no problems with zopa which I like I've had no problems with zopa which I like Reviewed on: 10th March 2026
Yvonne G's avatar
Yvonne G

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile  Nkomo 's avatar
Thobekile Nkomo

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (43457)

Review of the Zopa, Credit card:

Great company, great products!

5
Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Excellent service

5
Excellent service great quality easy to follow app. Reviewed on: 6th March 2026

Using the app very good easy to use

5
Using the app very good easy to use Reviewed on: 6th March 2026

Great service

5
Fantastic experience from the start Reviewed on: 6th March 2026

Excellent credit card provider and very easy applica...

5
Excellent credit card provider and very easy application Reviewed on: 6th March 2026

Excellent service , Highly Recommend

5
Excellent service , you can hear the smile over the phone. Highly recommend Reviewed on: 6th March 2026

Zopa are excellent and always deliver as promised Zo...

5
Zopa are excellent and always deliver as promised Zopa are also excellent in providing updates so you always know where you are financially Reviewed on: 6th March 2026

Good card and rates along with customer service when...

4
Good card and rates along with customer service when I had an issue with a transaction. Reviewed on: 6th March 2026

Excellent service outstanding staff issues if any ea...

5
Excellent service outstanding staff issues if any easily resolved Reviewed on: 6th March 2026

Love it !!!

5
Great credit card easy to use the app is good too have told friends about it Reviewed on: 6th March 2026

Brilliant credit card

5
Zopa have been brilliant. I have paid on time and have only had to phone once to discuss a matter and they were extremely helpful. Reviewed on: 6th March 2026

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