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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

It’s only been positive .

It’s only been positive .very good communication and makes it as easy as possible Reviewed on: 5th March 2024

It’s a simple app and easy to use

It’s a simple app and easy to use Reviewed on: 5th March 2024

Fantastic credit card provider, very easy to deal wi...

Fantastic credit card provider, very easy to deal with and always helpful. Super easy app, very clear 10/10 Reviewed on: 5th March 2024

Easy to use, good rates and never any problems arising.

Easy to use, good rates and never any problems arising. Reviewed on: 5th March 2024

Zopa is the best place for a credit card, i would de...

Zopa is the best place for a credit card, i would definitely recommend to everyone. Reviewed on: 5th March 2024

Since I have been utilising the Zopa service I have...

Since I have been utilising the Zopa service I have had a great customer experience. Reviewed on: 5th March 2024

Absolutely fantastic service.

Absolutely fantastic service. Would definitely recommend to my family and friends. Reviewed on: 5th March 2024

Easy to use with great customer service

Easy to use with great customer service Reviewed on: 5th March 2024

I have had a great experience with Zopa.

I have had a great experience with Zopa. The app is also great to keep track of your transactions and your limit. I would recommend to anyone who is looking for extra credit to even build their score. Reviewed on: 5th March 2024

Good card n good customer service

Good card n good customer service Reviewed on: 5th March 2024

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Want to see more from Zopa?

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