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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Zopa very fast on approving you, your card will be h...

Zopa very fast on approving you, your card will be here in a few days and you can start using it Reviewed on: 5th March 2024

I found the whole application process simple, effici...

I found the whole application process simple, efficient and speedy. Reviewed on: 5th March 2024

easy and simpel I recommend you to to my friends

I am very happy. It's easy and simple work with you. I recommend you to my friends Reviewed on: 5th March 2024

I have had a loan with Zopa and also a credit card.

I have had a loan with Zopa and also a credit card. It was easy to apply and contact with them regarding anything. The app is straight forward and easy to use. I am pleased with the service they provide. Reviewed on: 5th March 2024

Really fantastic app and service.

Really fantastic app and service. Easy to use Reviewed on: 5th March 2024

Always had a good relationship with Zopa easy to use...

Always had a good relationship with Zopa easy to use and manage especially the app Reviewed on: 5th March 2024

Great service

Come across zopa on my credit checker hit link and had approval in couple mins card in few days Reviewed on: 5th March 2024

Customer Service

Always respond in a professional manner Reviewed on: 5th March 2024

The best of the best

I have loan and been offered credit card too. Both of them you can manage extremely simple everything is clear and transfers quick. Highly recommend this lender. I just couldnt choose better . Reviewed on: 5th March 2024

Highly greatful

This card has helped me improve my credit score alot. Highly greatful Reviewed on: 5th March 2024

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