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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Easy to use, good rates and never any problems arising.

Easy to use, good rates and never any problems arising. Reviewed on: 5th March 2024

Zopa is the best place for a credit card, i would de...

Zopa is the best place for a credit card, i would definitely recommend to everyone. Reviewed on: 5th March 2024

Since I have been utilising the Zopa service I have...

Since I have been utilising the Zopa service I have had a great customer experience. Reviewed on: 5th March 2024

Absolutely fantastic service.

Absolutely fantastic service. Would definitely recommend to my family and friends. Reviewed on: 5th March 2024

Easy to use with great customer service

Easy to use with great customer service Reviewed on: 5th March 2024

I have had a great experience with Zopa.

I have had a great experience with Zopa. The app is also great to keep track of your transactions and your limit. I would recommend to anyone who is looking for extra credit to even build their score. Reviewed on: 5th March 2024

Good card n good customer service

Good card n good customer service Reviewed on: 5th March 2024

Never had any problems very happy with service

Never had any problems very happy with service Reviewed on: 5th March 2024

Best company for credit hands down.

Never had an issue. Very good company. Very up to date app. Reviewed on: 5th March 2024

Excellent card and excellent service

Excellent card and excellent service Reviewed on: 5th March 2024

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