Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great company to deal with

Great company to deal with ,easy to apply Reviewed on: 5th March 2024

Application process easy and straight forward, great...

Application process easy and straight forward, great APR, love the app and customer service. Reviewed on: 5th March 2024

Zopa The simple option

Zopa is very simple and easy to understand and use with a wide range of features and tools. Reviewed on: 5th March 2024

Very good service just u need to add to apply...

Very good service just u need to add to apply pay Reviewed on: 5th March 2024

App is easy to use and has all the information you n...

App is easy to use and has all the information you need regarding your account Reviewed on: 5th March 2024

Easy online application .

Easy online application and a great app easy to use and all information about your card is there Reviewed on: 5th March 2024

Brilliant had no problems with it

Brilliant had no problems with it Reviewed on: 5th March 2024

It’s only been positive .

It’s only been positive .very good communication and makes it as easy as possible Reviewed on: 5th March 2024

It’s a simple app and easy to use

It’s a simple app and easy to use Reviewed on: 5th March 2024

Fantastic credit card provider, very easy to deal wi...

Fantastic credit card provider, very easy to deal with and always helpful. Super easy app, very clear 10/10 Reviewed on: 5th March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Zempler Bank 4.83 from 5819 reviews
Choice Rewards Credit Card
from Lloyds Bank 4.17 from 14 reviews
Credit cards
from Virgin Money 3.82 from 813 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub