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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Good service App easy to use just enough contact

Good service App easy to use just enough contact Reviewed on: 5th March 2024

All good at all.

All good at all.. easy to use and can use it everyday spending. Reviewed on: 5th March 2024

Good experience very good customer service

Good experience very good customer service Reviewed on: 5th March 2024

Zopa gave me a chance when no one else would, and ha...

Zopa gave me a chance when no one else would, and have been great if I had any problems Reviewed on: 5th March 2024

Excellent card easy to use application

Excellent card easy to use application Reviewed on: 5th March 2024

Unreal company I have had nothing but luck from I go...

Unreal company I have had nothing but luck from I got this card Reviewed on: 5th March 2024

Great app, great customer service

Great app, great customer service Reviewed on: 5th March 2024

excellent experience and quick customer service prov...

excellent experience and quick customer service provided when needed. Reviewed on: 5th March 2024

Fantastic card, easy app and great customer service

Fantastic card, easy app and great customer service Reviewed on: 5th March 2024

Good credit card highly recommend

Good credit card highly recommend Reviewed on: 5th March 2024

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