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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Never had any issue always good, and the interest ra...

Never had any issue always good, and the interest rate are not too bad Reviewed on: 5th March 2024

Zopa credit card is my on time saver.

Zopa credit card is my on time saver. Update on balance is provided ASAP just after transfer is done. Reviewed on: 5th March 2024

The company is very efficient on what they offer and...

The company is very efficient on what they offer and then complete any deal. Very friendly and knowledgeable staff and their App is very easy to use. Reviewed on: 5th March 2024

What they say is what you get

Straightforward and simple You got what they said Reviewed on: 5th March 2024

Easy to use payments made easy accepted everywhere

Easy to use payments made easy accepted everywhere Reviewed on: 5th March 2024

Zopa have been a no hassle company and have dealt wi...

Zopa have been a no hassle company and have dealt with issues I have had, which isn’t very many, quickly and professionally. Reviewed on: 5th March 2024

Good staff at the end of the phone line easy to spea...

Good staff at the end of the phone line easy to speak to. Reviewed on: 5th March 2024

never experience any problems or issues with zopa cr...

never experience any problems or issues with zopa credit card Reviewed on: 5th March 2024

Excellent customer service.

Excellent customer service. I never had any issues when contacting them Reviewed on: 5th March 2024

Good starter card have not had credit increase yet o...

Good starter card have not had credit increase yet on other card I have had 2. Will see how it goes before I decide to either transfer or keep Reviewed on: 5th March 2024

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