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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

A* company . Never had a problem

Always a smooth transaction and ver easy for loans Reviewed on: 5th March 2024

Easy to deal with and very informative regarding fin...

Easy to deal with and very informative regarding financial status Reviewed on: 5th March 2024

I am very happy with the service

I am very happy with the service Reviewed on: 5th March 2024

Payments are very fast.

Payments are very fast, I've never had an issue with account or the card. Reviewed on: 5th March 2024

I am a zopa credit card holder and when I needed a l...

I am a zopa credit card holder and when I needed a loan, it was a seamless process tp spot and both amount offered and rate were reasonable Reviewed on: 4th March 2024

Great company to deal with, any hassle with anything...

Great company to deal with, any hassle with anything they always sort it. Reviewed on: 4th March 2024

It was smooth.

It was smooth. The whole experience of getting credit was easy Reviewed on: 4th March 2024

Very helpful and easy to apply for either a loan or...

Very helpful and easy to apply for either a loan or credit card. Very impressed with zopa Reviewed on: 4th March 2024

Great Card ...

Always easy to use on app, even communicating by phone is easy and staff always helpful Reviewed on: 4th March 2024

Good interest rate on my credit card good informatio...

Good interest rate on my credit card good information on email Reviewed on: 4th March 2024

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