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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Professional, helpful and very efficient.

Professional, helpful and very efficient. Reviewed on: 4th March 2024

Great customer service easy to use

Great customer service easy to use Reviewed on: 4th March 2024

Zopa credit card!

I applied for a Zopa credit card via the app, as I was offered a better rate than my existing credit builder card. I manage my card exclusively through the Zopa app, which is excellent, and have a clear view of my spending, can make additional payments and manage all aspects of my card quickly and easily. Reviewed on: 4th March 2024

Great help financially and I been so lucky person in...

Great help financially and I been so lucky person in earth that I completely complete my goal due to zopa loan . Reviewed on: 4th March 2024

Always a good experience with Zopa no complaints thi...

Always a good experience with Zopa no complaints this helped me when I most needed it Reviewed on: 4th March 2024

Excellent service

Friendly customer services app easy to use and understand Reviewed on: 4th March 2024

Good service always great to use and very simple way...

Good service always great to use and very simple way to use app Reviewed on: 4th March 2024

Integrity

Zopa have been upfront clear abd honest Reviewed on: 4th March 2024

Credit Boost has helped me out when I needed it.

Zopa has helped me out when I needed it. Reviewed on: 4th March 2024

"The credit card approval process was swift, taking...

"The credit card approval process was swift, taking just minutes, and I couldn't be more satisfied with the service." Reviewed on: 4th March 2024

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