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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent app, easy to use

Great card , very easy to use , and the credit card app is easy to follow Reviewed on: 4th March 2024

Good start,extra all , there were never any problems

Good start there were never any problems Reviewed on: 4th March 2024

Great support and a time of need, this has support w...

Great support and a time of need, this has support with building my credit rating. Thank you for a second chance Reviewed on: 4th March 2024

Very good company, helping me to get my credit card...

Very good company, helping me to get my credit card very quick and I recived very good %. Reviewed on: 4th March 2024

App is fab - love the credit cushion

Credit card application was easy, balance transfer was great, the app is really good - love the credit cushion Reviewed on: 4th March 2024

Great online app

No issue at all. . Great online app available. Easy payment options available. All your finance in one place. Highly recommend Reviewed on: 4th March 2024

service is very good...

Easy to navigate app and customer service is very good Reviewed on: 4th March 2024

Easy to use

Easy to use friendly staff a lot of assistance if needed Reviewed on: 4th March 2024

Great options, easy to use and helps build credit ra...

Great options, easy to use and helps build credit rating Reviewed on: 4th March 2024

Great service

just a great understanding company their app is fab Reviewed on: 4th March 2024

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