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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Easy application, questions answered in good time, f...

Easy application, questions answered in good time, friendly staff Reviewed on: 4th March 2024

Really easy to access, no pressure sales.

Really easy to access, no pressure sales. Good back up support and the App is really good to make payments qui ch kly Reviewed on: 4th March 2024

Friendly , efficient and easy communication with exc...

Friendly , efficient and easy communication with excellent app Reviewed on: 4th March 2024

Very easy and painless to deal with.

Very easy and painless to deal with. I'll be recommending them to friends and family Reviewed on: 4th March 2024

Quick and easy to apply and get an answer

Quick and easy to apply and get an answer Reviewed on: 4th March 2024

Have no faults with Zopa at all very good company...

Have no faults with Zopa at all very good company Reviewed on: 4th March 2024

Good experience with Zopa.

Good experience with Zopa. Really pleased with the service i get from them. Reviewed on: 4th March 2024

Credit and loans

Never had any problems at all with zopa. They don't push you to get extra credit and very very flexible with loan payments. A damn good company and would highly recommend them to anyone Reviewed on: 4th March 2024

Probably the beat credit card provider I have dealt...

Probably the beat credit card provider I have dealt with. Straightforward application process, simplistic app that does exactly what it needs to. No issues whatsoever to date. Reviewed on: 4th March 2024

Good, professional service and quick response

Good, professional service and quick response Reviewed on: 4th March 2024

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