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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

I have a small amount but helpful .

I have a small amount but helpful . Reviewed on: 3rd March 2024

Good card good features.

The card has been easy to use has a good interest rate and I particularly like the ability to set a pending cushion in the app. Reviewed on: 3rd March 2024

Prompt support, Great service and good value

Prompt support, Great service and good value Reviewed on: 3rd March 2024

Good ideas

Had a zopa card for a few yrs now. Their saving hub is very useful. Good to deal with Reviewed on: 3rd March 2024

Always helpful staff when needed app works great

Always helpful staff when needed app works great Reviewed on: 3rd March 2024

Mr iftimi

Very good and excellent impression Reviewed on: 3rd March 2024

The Zopa team

Had an issue with my card, Zopa team resolved my issue quickly and effectively. Great communication policy’s at Zopa Reviewed on: 3rd March 2024

I chose the credit card for its excellent rates, bes...

I chose the credit card for its excellent rates, best on the market, I would definitely recommend Reviewed on: 3rd March 2024

Easy borrowing account reviewed regularly

Easy borrowing account reviewed regularly Reviewed on: 3rd March 2024

Zopa has really helped me learn to manage my money.

Zopa has really helped me learn to manage my money. The other good thing they have is saving accounts which are fantastic as you can lock your money away Reviewed on: 3rd March 2024

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