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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43457 reviews)

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4.94

Based on 43,457 reviews, last reviewed 10th Mar 2026

154100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

I've had no problems with zopa which I like I've had no problems with zopa which I like Reviewed on: 10th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43457)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Simply Superb

Simply a superb service at all times. Reviewed on: 6th March 2026

Zopa card

Easy application, easy app well directed. Email when payment due and being taken from bank. Everything explained easily so you know exactly where you are Reviewed on: 6th March 2026

Not bad but not increasing limit.

Not bad but not increasing limit. Reviewed on: 6th March 2026

Excellent customer service and app

Excellent customer service amazing and simple app and paying is so quick and simple Reviewed on: 6th March 2026

Best interest rates around and the app is great to u...

Best interest rates around and the app is great to use and easy to navigate Reviewed on: 6th March 2026

Quick, safe, easy to apply.

Quick, safe, easy to apply. Couldn't ask for more Reviewed on: 6th March 2026

So helpful and recommended easy to get in touch with

So helpful and easy to get in touch with Reviewed on: 6th March 2026

So good experience zopa credit card good service zop...

So good experience zopa credit card good service zopa credit card 10 review Reviewed on: 6th March 2026

Very easy to use app and excellent customer service...

Very easy to use app and excellent customer service online and on the phone Reviewed on: 6th March 2026

Great card to have, never had a problem

Great card to have, never had a problem Reviewed on: 6th March 2026

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