Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

My first credit card since my dro.

My first credit card since my dro.....found it so easy to use and the app allows me to keep an eye on it 24/7 Reviewed on: 1st March 2024

Very good but I haven’t been offered for increased m...

Very good but I haven’t been offered for increased my credit card yet Reviewed on: 1st March 2024

overall they quite handy and good

overall they quite handy and good Reviewed on: 1st March 2024

Just a great app and great tips and updates

Just a great app and great tips and updates Reviewed on: 1st March 2024

Great company

Great company to hold a credit card by and would recommend to family and friends Reviewed on: 1st March 2024

Very Good.

Very good, customer service are excellent and caring. The app is easy to use and instructional for those who don't use apps very often. Reviewed on: 1st March 2024

Ease of use is key.

Ease of use is key. I'm able to monitor my use quickly and save in different pots. That's important when dealing with multiple bills. Reviewed on: 1st March 2024

Awesome service

Very friendly staff , very helpful and polite Reviewed on: 1st March 2024

Good service nice people pleasant and friendly

Good service nice people pleasant and friendly Reviewed on: 1st March 2024

Good interest rate and availability

Good interest rate and availability Reviewed on: 1st March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit cards
from Virgin Money 3.70 from 815 reviews
Balance Plus (discontinued)
from Capital One 4.20 from 4 reviews
Cashback credit card
from Lloyds Bank 4.24 from 26 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub