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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

No stress or hassle

Easy and hassle free , a good app which is easy to navigate. And getting reminded about payment dates and times is a bonus. Reviewed on: 29th February 2024

It's great you can get money any time and save in th...

It's great you can get money any time and save in the same place.nice! Reviewed on: 29th February 2024

Always helpful

Always helpful and an easy to use App Reviewed on: 29th February 2024

Great customer service and app is easy to use and fo...

Great customer service and app is easy to use and follow Reviewed on: 29th February 2024

Great features and flexibility.

Great features and flexibility. The savings pots are a great way to track your savings goals. Reviewed on: 29th February 2024

I have found them very helpful and the app is excell...

I have found them very helpful and the app is excellent Reviewed on: 29th February 2024

Zopa. Has been a great help

Zopa has been a great help with saving and building my credit history,there app is really helpful and easy to use.Very happy I was able to get a credit card and save more money Reviewed on: 29th February 2024

Quick and easy to apply.

Quick and easy to apply. Very versatile app and loads of support with the product. Reviewed on: 29th February 2024

Voting zopa

One of the best credit card company’s around Reviewed on: 29th February 2024

Always easy and seamless experience.

Always easy and seamless experience. Reviewed on: 29th February 2024

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Want to see more from Zopa?

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