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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very easy and work well with your budget

Very easy and work well with your budget Reviewed on: 29th February 2024

Excellent service

They have always been very helpfull whenever ive needed help regarding my account Reviewed on: 29th February 2024

I have always had a positive attitude from Cs team i...

I have always had a positive attitude from Cs team if I ever needed help on anything. My hubby has a card with them yoo and always pleased with everything. Reviewed on: 29th February 2024

I have been with Zopa for about 18 months and find Z...

I have been with Zopa for about 18 months and find Zopa to be a very good company to do business with always there for me when I need some xtra funds. I would recommend Zopa to friends and family anytime. Reviewed on: 29th February 2024

Its been excellent.

Its been excellent. Prompt response for queries Reviewed on: 29th February 2024

Honest credit

Easy to work with , they are honest and don't keep trying to sell more prouducrs then you can afford they make every effort to ensure credit is affordable Reviewed on: 29th February 2024

Always I’m happy

Always I’m happy when I used my card Reviewed on: 29th February 2024

Payments

When making a payment towards my account it shows up straight away Reviewed on: 29th February 2024

What can I say

What can I quick and easy great product Reviewed on: 29th February 2024

Easy to use app.

Easy to use app. Can save money in the app too Reviewed on: 29th February 2024

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