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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Always helpful

Always helpful and an easy to use App Reviewed on: 29th February 2024

Great customer service and app is easy to use and fo...

Great customer service and app is easy to use and follow Reviewed on: 29th February 2024

Great features and flexibility.

Great features and flexibility. The savings pots are a great way to track your savings goals. Reviewed on: 29th February 2024

I have found them very helpful and the app is excell...

I have found them very helpful and the app is excellent Reviewed on: 29th February 2024

Zopa. Has been a great help

Zopa has been a great help with saving and building my credit history,there app is really helpful and easy to use.Very happy I was able to get a credit card and save more money Reviewed on: 29th February 2024

Quick and easy to apply.

Quick and easy to apply. Very versatile app and loads of support with the product. Reviewed on: 29th February 2024

Voting zopa

One of the best credit card company’s around Reviewed on: 29th February 2024

Always easy and seamless experience.

Always easy and seamless experience. Reviewed on: 29th February 2024

Easy clear and straightforward.

Easy clear and straightforward. Easy to use and easy to sort if any problems Reviewed on: 29th February 2024

I am really pleased with my Zopa card they always ke...

I am really pleased with my Zopa card they always keep me up to date with spending payments & any offers that might be useful to me Reviewed on: 29th February 2024

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