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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Friendly staff and helpfull.

Friendly staff and helpfull.everything is explained nothing hidden in contract and easy to follow so we'll done. Reviewed on: 29th February 2024

Have me a credit card when no one else would due to...

Have me a credit card when no one else would due to my credit history, they had faith Reviewed on: 29th February 2024

Easy to deal with and easy to use app

Easy to deal with and easy to use app Reviewed on: 29th February 2024

Very easy to apply for a card.

Very easy to apply for a card. Very easy app to use . Reviewed on: 29th February 2024

Easy to use app, regular email updates re statements...

Easy to use app, regular email updates re statements, offers etc. Reviewed on: 29th February 2024

Easy application process

Zopa was an easy application process from start to finish. Card arrived in post quickly. Reviewed on: 27th February 2024

Excellant

Easy to set up. Simple to understand. Excellant helpfull and polite customer service Reviewed on: 22nd February 2024

Very thorough sign up process and impressed with the...

Very thorough sign up process and impressed with their service and support Reviewed on: 21st February 2024

Needs upgrade for digital wallet payments

Needs upgrade for digital wallet payments Reviewed on: 21st February 2024

Great experience with great customer service, nothin...

Great experience with great customer service, nothing is too much for the agents at Zopa! Reviewed on: 20th February 2024

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