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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great company with their customers being their top p...

Great company with their customers being their top priority with making sure that their customers needs are met! Reviewed on: 20th February 2024

Amazing customer service, friendly, helpful but most...

Amazing customer service, friendly, helpful but most of all caring.. 5star Reviewed on: 19th February 2024

Smooth and swift service.

Smooth and swift service. Simple to use and review all activities Reviewed on: 19th February 2024

Delighted with the whole experience from start

Delighted with the whole experience from start Reviewed on: 19th February 2024

Good start and quick and easy sending card

Good start and quick and easy sending card Reviewed on: 19th February 2024

Happy zopa

All in all just a great c card provider with easy online service,no hassle just simple.. Reviewed on: 15th February 2024

I need an urgent loan of two thousand pounds.

It is a very good bank and it has been available to me everywhere. Reviewed on: 11th February 2024

Amazing service, friendly customer service

Amazing service, friendly customer service Reviewed on: 10th February 2024

Love having my zopa credit card.

Love having my zopa credit card. Its helped me build my credit score back up following my divorce. The app is really easy to use. Highly recommended Reviewed on: 8th February 2024

Great application process.

Great application process. The app helps you stay on top of you finances and how to improve your credit score. Reviewed on: 7th February 2024

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