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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Love having my zopa credit card.

Love having my zopa credit card. Its helped me build my credit score back up following my divorce. The app is really easy to use. Highly recommended Reviewed on: 8th February 2024

Great application process.

Great application process. The app helps you stay on top of you finances and how to improve your credit score. Reviewed on: 7th February 2024

Very Easy to deal with! 5* Service!!

Very Easy to deal with! Online App is great for managing my account!! Would highly recommend!! Reviewed on: 6th February 2024

Cosmin Luca

They are very organised and professional and my application was quick Reviewed on: 6th February 2024

Really good for helping my credit score

Really good for helping my credit score Reviewed on: 30th January 2024

The customer service is absolutely rubbish.

The customer service is absolutely rubbish. They have a live chat/messaging service with advisors that make false promises and are limited to help you. Overall the service isn’t greT to be hi say and their complaints policy also does not work. Reviewed on: 30th January 2024

Have helped me to begin to improve my credit rating...

Have helped me to begin to improve my credit rating when other providers were not able to Reviewed on: 30th January 2024

Nice friendly staff easy to use site

Nice friendly staff easy to use site Reviewed on: 29th January 2024

Never had a problem with zopa great card highly reco...

Never had a problem with zopa great card highly recommend Reviewed on: 28th January 2024

I am vary happy to have Zopa Credit card, easy to us...

I am vary happy to have Zopa Credit card, easy to use and easy to manage my account through mobile app Reviewed on: 25th January 2024

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