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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Zopa helping Barry

Zopa gave me a chance to have a credit card and helped me get the things i needed. Reviewed on: 25th January 2024

Seems to a very well run company

Seems to a very well run company Reviewed on: 24th January 2024

Best credit card

I am very pleased with Zopa credit card they helped me determine which credit card would be best for me and now I will be recommending it to friends and family. Reviewed on: 23rd January 2024

Straight forward to use application was easy and ans...

Straight forward to use application was easy and answer was immediately Reviewed on: 23rd January 2024

Easy to use and set up, never a problem, very...

Easy to use and set up, never a problem, very helpful Reviewed on: 23rd January 2024

ZOPA CREDIT CARD

I have no issues with Zopa credit card. Paying back is affordable and easy compared to other companies. I vote Zopa all the way Reviewed on: 23rd January 2024

Great company brilliant customer service

Great company brilliant customer service Reviewed on: 23rd January 2024

Excellent value and service, responsive and conveni...

Excellent value and service, responsive and convenient. Reviewed on: 23rd January 2024

Great credit card

Zopa have helped me manage my money , the range of products are outstanding all in one easy app with tips to help you on your way . Reviewed on: 23rd January 2024

Excellent provider, good customer service,good value...

Excellent provider, good customer service,good value of money Reviewed on: 23rd January 2024

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