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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Simple the best

Never had any problems with my Zopa credit card, find it very convenient, and would recommend it to most of my friends, Iam sure they would be just as pleased as I am Reviewed on: 6th March 2026

I was I hospital and fell behind on my payments zopa...

I was I hospital and fell behind on my payments zopa were amazing in setting up a payment plan and I was able to clear my arrears and get back to using my card within 2 months amazing customer service and support Reviewed on: 6th March 2026

My account

Very happy knowing I get a text every time I use my card Reviewed on: 6th March 2026

Great company

So simple and straightforward to deal with. Loan was approved in seconds and the money was instant Reviewed on: 6th March 2026

Helpful and quick to apply

zopa has been helpful ... quick to apply and friendly user Reviewed on: 6th March 2026

Sensible lending.

Sensible lending. Great tools to manage my money better. Great choice of competitive accounts. Reviewed on: 6th March 2026

amazing .

amazing .helps get your credit score up if used correctly Reviewed on: 6th March 2026

Its a good credit card company the card is good ie c...

Its a good credit card company the card is good ie colour presentation Reviewed on: 6th March 2026

Five star

Great customer service and products to choose Reviewed on: 6th March 2026

So far it’s working well and would recommend

So far it’s working well and would recommend Reviewed on: 6th March 2026

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Want to see more from Zopa?

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