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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Only had credit card short time so far so good.

Only had credit card short time so far so good. Reviewed on: 12th January 2024

Excellent and well respected credit card which is...

Excellent and well respected credit card which is excepted everywhere. And easy to use abroad too which is really helpful. Reviewed on: 12th January 2024

I applied for a credit card and got accepted straigh...

I applied for a credit card and got accepted straight away. The while proces was brilliant and every information including rates and costs was explained clearly. The best thing about Zopa Credit Caed is no high fees. Reviewed on: 11th January 2024

Innovative snd Refeshing App

Great app, easy to use with regular updates re transactions. Reviewed on: 11th January 2024

Good service and good to see the best things to do i...

Good service and good to see the best things to do in the future Reviewed on: 11th January 2024

Care with credit

Easy to contact from the time I open my account with them and always able to advise you when needed Reviewed on: 11th January 2024

Easy hassle free process applying for a credit card,...

Easy hassle free process applying for a credit card, app is great and user friendly and updates on offers available at your finger tips. The app gives you options on monitoring your usage and payment process is easy as 1 2 3 Reviewed on: 11th January 2024

Jch customers understanding and i...

There really good with customers understanding and informative Reviewed on: 11th January 2024

Good service provided,always there when help required

Good service provided,always there when help required Reviewed on: 11th January 2024

new credit card

new to credit cards i found easy to apply and easy to deal with Reviewed on: 11th January 2024

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