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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Fantastic experience.

Fantastic experience. Great customer service. Reviewed on: 12th January 2024

Excellent service.

Excellent service. Very quick and easy initially setting up on app. And easy and quick when using it. Money is transferred straight into account and shows in account straight away. I love it ! Reviewed on: 12th January 2024

Easy application.

Easy application. Excellent Apr. And quick and efficient. Reviewed on: 12th January 2024

Easy to apply good service easy to use

Easy to apply good service easy to use Reviewed on: 12th January 2024

Good service

Zopa look into your financial stability before offering you credit Reviewed on: 12th January 2024

Very good service .

Very good service .and I got what I asked for Reviewed on: 12th January 2024

Was the only card I could get with my credit rating...

Was the only card I could get with my credit rating and helped me immensely Reviewed on: 12th January 2024

Only had credit card short time so far so good.

Only had credit card short time so far so good. Reviewed on: 12th January 2024

Excellent and well respected credit card which is...

Excellent and well respected credit card which is excepted everywhere. And easy to use abroad too which is really helpful. Reviewed on: 12th January 2024

I applied for a credit card and got accepted straigh...

I applied for a credit card and got accepted straight away. The while proces was brilliant and every information including rates and costs was explained clearly. The best thing about Zopa Credit Caed is no high fees. Reviewed on: 11th January 2024

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