Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

I am building my credit back up.

I am building my credit back up.after an IVA and Zopa has been the best help to do this.The app is really easy to use and it's helpful that I can reserve some of the credit . This means I won't spend too much and payments become too much Reviewed on: 12th January 2024

Great card

Good card for people with poor credit rating Reviewed on: 12th January 2024

All positive experience, easy to comunicate , fast...

All positive experience, easy to comunicate , fast updating. Reviewed on: 12th January 2024

Happy times

Very easy and professional great customer service Reviewed on: 12th January 2024

The card is so handy to have brilliant

The card is so handy to have I would be lost without it sometimes Reviewed on: 12th January 2024

Great customer service

Great customer service easy too use Reviewed on: 12th January 2024

Excellent service and quick response

Excellent service and quick response Reviewed on: 12th January 2024

Easy and convenient did not take long to be approved...

Easy and convenient did not take long to be approved of a credit card would recommend anytime any day. Reviewed on: 12th January 2024

Easy to use app.

Easy to use app. Always know where you are. Good interest rates. Reviewed on: 12th January 2024

It was swift and easy application

It was swift and easy application Reviewed on: 12th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Opus Credit Card
from NewDay 4.03 from 3 reviews
Balance Plus
from Capital One 4.20 from 4 reviews
Platinum Cashback Credit Card
from American Express 4.35 from 70 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub