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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Zopa application was easy, consider your needs and t...

Zips application was easy, consider your needs and take seriously the lending criteria, ensuring you and they are comfortable with your limit.easy app to understand and navigate. Reviewed on: 12th January 2024

Excellent service

Excellent service no problems whatsoever Reviewed on: 12th January 2024

Excellent service and value

I don’t have a great credit history and Zopa gave me a chance with a credit card. I have had a couple of occasions when I needed to speak with them regarding a problem using my card and the customer service was timely, professional and friendly. Reviewed on: 12th January 2024

Great experience everything when ordering my new cre...

Great experience everything when ordering my new credit went so smoothly it was unbelievable exactly what was said was on point. I'm really happy with the service and would always recommend a friend. Keep up the great service Reviewed on: 12th January 2024

Excellent customer service

Excellent customer service and the app is easy to use. Reviewed on: 12th January 2024

Everything so easy and straightforward

Everything so easy and straightforward Reviewed on: 12th January 2024

Positive experience and very responsive to my questi...

Positive experience and very responsive to my questions Reviewed on: 12th January 2024

Excellent product

Clear and easy to use.Love the app Reviewed on: 12th January 2024

Excellent service, easy to apply and quick turnaround

Excellent service, easy to apply and quick turnaround Reviewed on: 12th January 2024

Easy to use and quick to respond to questions

Easy to use and quick to respond to questions Reviewed on: 12th January 2024

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