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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent first credit card

Excellent %rate and excellent communication Reviewed on: 12th January 2024

A good card with explanations for everything

A good card with explanations for everything Reviewed on: 12th January 2024

Great Credit Card

Zopa has got a fantastic App, and everything is easy to understand. Zopa sends me all the needed updates about my credit card account. Reviewed on: 12th January 2024

Very good service and excellent

Very good service and excellent service Reviewed on: 12th January 2024

Very good I’m happy with your product

Very good I’m happy with your product Reviewed on: 12th January 2024

They increased my limit no problem when I needed it...

They increased my limit no problem when I needed it and asked no questions that is real trust and a top company Reviewed on: 12th January 2024

Great experience with Zopa.

Great experience with Zopa. Their customer service is excellent and the products are tailored to your needs. Reviewed on: 12th January 2024

Only Zoppa would help

Only Zoppa would help when it was needed. Reviewed on: 12th January 2024

Brilliant

Brilliant friendly and quick response Reviewed on: 12th January 2024

Easy to apply and very happy with the use of...

Easy to apply and very happy with the use of my card Reviewed on: 12th January 2024

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