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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Innovative snd Refeshing App

Great app, easy to use with regular updates re transactions. Reviewed on: 11th January 2024

Good service and good to see the best things to do i...

Good service and good to see the best things to do in the future Reviewed on: 11th January 2024

Care with credit

Easy to contact from the time I open my account with them and always able to advise you when needed Reviewed on: 11th January 2024

Easy hassle free process applying for a credit card,...

Easy hassle free process applying for a credit card, app is great and user friendly and updates on offers available at your finger tips. The app gives you options on monitoring your usage and payment process is easy as 1 2 3 Reviewed on: 11th January 2024

Jch customers understanding and i...

There really good with customers understanding and informative Reviewed on: 11th January 2024

Good service provided,always there when help required

Good service provided,always there when help required Reviewed on: 11th January 2024

new credit card

new to credit cards i found easy to apply and easy to deal with Reviewed on: 11th January 2024

Finally a no nonsense, simple and transparent credit...

Finally a no nonsense, simple and transparent credit card, which offers a service that places their customers at the very forefront of what they do. Provide excellent service and your customers will provide loyalty. Reviewed on: 11th January 2024

Wounder full and Marvelous

It was prompt response online and on telephone CSA was very polite and gentle and showed her pation while talking with me, Even my accsent in English is not good atall. But she delt me with full respact and dignity. Which was an honour to me Reviewed on: 11th January 2024

I have great experience with my zopa credit card it...

I have great experience with my zopa credit card it is easy to make a payment also the funds clears fast an is available to use if necessary right away the interest rate are low I have I wonderful open to withdraw cash when needed which is very helpful at times and the zopa app is handy with a lot of advice and information thanks to zopa it really does help I'm delighted to be a part of it all Reviewed on: 11th January 2024

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