Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43458 reviews)

View other Zopa products

4.94

Based on 43,458 reviews, last reviewed 12th Mar 2026

154150% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It’s very good helped me out in sticky situations. It’s very good helped me out in sticky situations. Reviewed on: 12th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43458)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Since I have been with Zopa I have never had any iss...

Since I have been with Zopa I have never had any issues with Zopa. Best credit card ever. Reviewed on: 6th March 2026

My first credit card

Zopa was great they were willing to give me a chance to get my first credit card when other high street banks turned me down. Their card is easy to use and has great features. Reviewed on: 6th March 2026

Zopa credit

Easy to apply good customer service Reviewed on: 6th March 2026

Easy to use credit card, savings, investments and loan

Easy to use credit card, savings, investments and loan Reviewed on: 6th March 2026

Adorable

Easy app & good rate for increasing your credit score Reviewed on: 6th March 2026

Easy to set up and use

Easy to set up and use you can add the card to your phone wallet Reviewed on: 6th March 2026

Great customer service, would recommend

Great customer service, would recommend Reviewed on: 6th March 2026

Helpful, quick, informative.

Helpful, quick, informative. Zopa have helped me Reviewed on: 6th March 2026

Good in all areas, easy and efficient

Good in all areas, easy and efficient Reviewed on: 6th March 2026

r w alexandra

good so fat and helpful staff . Good to talk to someone Reviewed on: 6th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Vanquis 4.26 from 571 reviews
Gold Credit Card
from American Express 4.70 from 24 reviews
Classic Extra Card
from Capital One 3.56 from 6 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1534 reviews
Current account
from Zopa 4.94 from 5937 reviews
Smart Saver
from Zopa 4.94 from 8040 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub