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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Always good service thank you.

Always good service thank you. App is easy to use & can navigate around what you need Reviewed on: 6th March 2026

Zopa is easy to use.

Zopa is easy to use. The app is easy to keep up to date as you get regular updates and information. Reviewed on: 6th March 2026

Excellent service very happy with this credit card e...

Excellent service very happy with this credit card easy to use & online services are also excellent Reviewed on: 6th March 2026

I have never had any problems with Zopa and I don’t...

I have never had any problems with Zopa and I don’t envisage any issues whatsoever Reviewed on: 6th March 2026

Very quick money transfer in account .

Very quick money transfer in account .great service with pleasant faves Reviewed on: 6th March 2026

Easy to use.

Easy to use. Good emergency money when needed. Reviewed on: 6th March 2026

Good communication easy to use website

Good communication easy to use website Reviewed on: 6th March 2026

Very easy application and regular notifications abou...

Very easy application and regular notifications about your balance Reviewed on: 6th March 2026

My experience has been great and my Zopa credit card...

My experience has been great and my Zopa credit card have helped me a lot Reviewed on: 6th March 2026

First Class Customer Service.

Any problems solved by the excellent customer service team. Reviewed on: 6th March 2026

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Want to see more from Zopa?

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from Zopa 4.87 from 1795 reviews
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