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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Proffessional staff keeping you informed to improve...

Proffessional staff keeping you informed to improve your credit rating. Reviewed on: 11th January 2024

Excellent credit card and very reasonable

Excellent credit card and very reasonable Reviewed on: 11th January 2024

A very good provider and excellent customer service

A very good provider and excellent customer service Reviewed on: 11th January 2024

Never had an issue and everything is set out clearly.

Never had an issue and everything is set out clearly. Also the app is brilliant! Reviewed on: 11th January 2024

Very easy and transparent!

Very easy and transparent! A lot of information Reviewed on: 11th January 2024

It's was good and simple friendly

It's was good and simple friendly Reviewed on: 11th January 2024

quick and efficient, great service

quick and efficient, great service Reviewed on: 11th January 2024

Zopa app and Credit Card excellent!

Zopa app easy to use and service excellent highly recommend Zopa Crefit Card. Reviewed on: 11th January 2024

All good no problem staff are always helpful

All good no problem staff are always helpful Reviewed on: 11th January 2024

Brilliant card too have keeps you informed of your s...

Brilliant card too have keeps you informed of your spending every time you use it I find this really handy Reviewed on: 11th January 2024

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