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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Did a balance transfer which was simple however the...

Did a balance transfer which was simple however the only thing was l had to wait a month before l could do the transfer Reviewed on: 11th January 2024

Customer service is very good

Very good experience with customer service and very polite Reviewed on: 11th January 2024

I have a bad rating but they took a chance gave me...

I have a bad rating but they took a chance gave me a vard Reviewed on: 11th January 2024

Online application, filled out details.

Online application, filled out details. Got a quick response for gredit card.. Email's received with details and card arrived in 2 days Reviewed on: 11th January 2024

Super zopa

My credit rating got poor all down to cover and I applied for a credit card of zopa your good self's and you gave me that chance to build my credit rating back up so thank you zopa Reviewed on: 11th January 2024

Easy to apply and very good at setting a credit...

Easy to apply and very good at setting a credit limit Reviewed on: 11th January 2024

Zooplankton are a very understanding company, any pr...

Zooplankton are a very understanding company, any problem and they go out of there way to get it sorted Reviewed on: 11th January 2024

to go through the process

Bery easy to go through the process Reviewed on: 11th January 2024

Proffessional staff keeping you informed to improve...

Proffessional staff keeping you informed to improve your credit rating. Reviewed on: 11th January 2024

Excellent credit card and very reasonable

Excellent credit card and very reasonable Reviewed on: 11th January 2024

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