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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Fantastic credit card never any issue

Fantastic credit card never any issue Reviewed on: 11th January 2024

Great Customer Service

Very good and keeping in contact and ensuring that everything is ok. They are at tentative to my needs. Reviewed on: 11th January 2024

Excellent customer service, easy sign up and easy ap...

Excellent customer service, easy sign up and easy app usage Reviewed on: 11th January 2024

Very quick and easy excellent service

Very quick and easy excellent service Reviewed on: 11th January 2024

great service easy to use - helpful and great custom...

great service easy to use - helpful and great customer service Reviewed on: 11th January 2024

Always happy to help I’m very happy

Always happy to help I’m very happy Reviewed on: 11th January 2024

Always had good service with customer service

Always had good service with customer service Reviewed on: 11th January 2024

Very easy company to work with, honest and full of i...

Very easy company to work with, honest and full of integrity. Anyone struggling with a credit rating can trust this company to look out for their best interests. Reviewed on: 11th January 2024

Simplecity

Easy and quick to use the app. Very reasonable prices. Reviewed on: 11th January 2024

Efficient and professional. No other comes close !

Efficient and professional. Customer service always available and very user friendly app. Reviewed on: 11th January 2024

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