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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

The Zopa credit card is the one to have

I have only had my credit card for a few months but up to now it’s been very good they often text me with offers, and the app is very good and if I was looking for a loan, I would use these there is not a lot more I can say at this moment like I have said I have only had my credit card for six months I think so if anybody’s thinking about getting a credit card, this will be my first one to tell them about. Thank you. Reviewed on: 11th January 2024

Fantastic Credit card

Good credit card. Very rarely have to contact Zope customer services. Fantastic support through the App Reviewed on: 11th January 2024

credit limit

keep your payments up to date and they increased my credit Reviewed on: 11th January 2024

Super easy and very quick result, also very quick to...

Super easy and very quick result, also very quick to receive card Reviewed on: 11th January 2024

Quick and easy application.

Quick and easy application. App is easy to use. Reviewed on: 11th January 2024

I have poor credit but was accepted with a small cre...

I have poor credit but was accepted with a small credit limit so no chance of getting into serious debt Reviewed on: 11th January 2024

A good clear and understanding of a credit card the...

A good clear and understanding of a credit card the operators are good and friendly and helpful Reviewed on: 11th January 2024

Awesome, from my application stage to using of the c...

Awesome, from my application stage to using of the credit card was stressful. Reviewed on: 11th January 2024

Zopa have a great app and the service has been secon...

Zopa have a great app and the service has been second to none. Very responsive and great product. Reviewed on: 11th January 2024

Very satisfied my card, The interest is low and they...

Very satisfied my card, The interest is low and they provide a great service with a lot of great products. Hardly recommend to anyone in need. Thank you Reviewed on: 11th January 2024

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