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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Supportive credit card company

They are very supportive with texts and if you need to talk to them on the phone .Also they offer a reasonable interest rate on the credit card . Reviewed on: 11th January 2024

I've had credit card for 3 yrs and have never had a...

I've had credit card for 3 yrs and have never had a problem with it and so easy to sort your problems out on the app Reviewed on: 11th January 2024

Amazing company to deal bove and...

Amazing company to deal with,they will go above and beyond to make as easy as possible to help you obtain your credit card. Reviewed on: 11th January 2024

Fantastic service.

Fantastic service. Good card, reasonable apr. Reviewed on: 11th January 2024

Clear and concise very easy to pay off balance and a...

Clear and concise very easy to pay off balance and also set up direct debit Reviewed on: 11th January 2024

Fast, easy service, App is simple to use

Fast, easy service, App is simple to use Reviewed on: 11th January 2024

Great customer service

Pleasant customer service when calling in for anything. Your bill arclearly understandable.. and rate are good. Reviewed on: 11th January 2024

Review of services for Zopa

Very fair and great service. Thank you Reviewed on: 11th January 2024

Easy application process.

Easy application process. Realistic credit limit. Very easy to use app. Reviewed on: 11th January 2024

Excellent credit card

Good interest rate...love that when a payment is made to reduce the balance that it appears on the account immediately Reviewed on: 11th January 2024

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