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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

The Best

Super user friendly app making the experience very pleasant for the older customer like myself no waiting to see your transactions all you need is a few seconds on the app Reviewed on: 11th January 2024

Great credit card!

Very easy to apply. App is great to use and easy to make payments. Reviewed on: 11th January 2024

quick easy application online and good service

Good quick application and service Reviewed on: 11th January 2024

Very good no issues very informative

Very good no issues very informative Reviewed on: 11th January 2024

Satisfactory Product with Zopa

I have been with Zopa for over a year and have had difficulties in maintaining my credit card issued to me as a result of my sudden unemployment. Zopa was ready to listen and help me to still keep the card todate with ease of mind. I would unreservedly recommend Zopa to anyone who wants to rebuild credit with good management. Reviewed on: 11th January 2024

I’m so happy with my credit card, easy to used and s...

I’m so happy with my credit card, easy to used and so many ways to monitoring my expenses. Also very safe to use for shopping on websites. Reviewed on: 11th January 2024

I struggled to get a credit card.

I struggled to get a credit card. Zopa were amazing and even gave me a call to see if everything was ok and I understood all the ways the app could help me. Reviewed on: 11th January 2024

Very happy and got thorough very quickly to customer...

Very happy and got thorough very quickly to customer service Reviewed on: 11th January 2024

Great service

Quick service, good website and information. Easy to connect to customer services and not hassled by sales people with unsollicited offers Reviewed on: 11th January 2024

Great online company. Check them out.

Excellent company, never had any problems, which, in this weird world is a big bonus in my book. My big problem with most online companies nowadays are they will not leave you alone to just get on with your life. Zopa are discreet, stay in the background and let their customer service speak for itself, which it does excellently. Well done keep up the good work. Reviewed on: 11th January 2024

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