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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Fantastic company, very easy to deal with and great...

Fantastic company, very easy to deal with and great customer service Reviewed on: 11th January 2024

All went smoothly in all aspects.

All went smoothly in all aspects. Reviewed on: 11th January 2024

Really happy with product services good

Really happy with product services good Reviewed on: 11th January 2024

Very very good app. And wonderful credit card provider

Very very good app. Quick to deposit money. Wondeful bank, and credit card provider. Reviewed on: 11th January 2024

The credit company was quick in atrending to their c...

The credit company was quick in atrending to their customers' requests. My credit request was gotten within minutes that I applied. Reviewed on: 11th January 2024

Good communication online instantly very easy app to...

Good communication online instantly very easy app to use, Reviewed on: 11th January 2024

Zopa the best credit card

The application process was so simple and easy. The card arrived promptly. Easy to use and set up app Reviewed on: 11th January 2024

I found them very helpful when I was in a difficult...

I found them very helpful when I was in a difficult situation Reviewed on: 11th January 2024

Tremendous

It’s good credit card and I am using before one month and good customer services. Reviewed on: 11th January 2024

Had a problem with my card was sorted quickly excell...

Had a problem with my card was sorted quickly excellent service Reviewed on: 11th January 2024

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