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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

card service

Excellent service and good card app Reviewed on: 11th January 2024

Outstanding

So Good and understanding and very helpful a very responsible lender Reviewed on: 11th January 2024

Great experience.

Very easy application and very professional and friendly service Reviewed on: 11th January 2024

Best credit card I have ever used, simple and stress...

Best credit card I have ever used, simple and stress free Reviewed on: 11th January 2024

Reasonable credit limit

On application, I was offered a reasonable credit limit which gave me enough room for those larger purchases, but with a sensible maximum to prevent me getting into trouble. Reviewed on: 11th January 2024

Excellent credit card

Very good credit card, easy to apply , very easy to manage , manageable payments , no problems at all. Reviewed on: 11th January 2024

Easy to use no fuss.

Easy to use no fuss. The app is very user friendly Reviewed on: 11th January 2024

Very easy to arrange.

I have had no problems with Zopa, they have been excellent. I applied for the card it came very quickly. The whole process was very simple and very easy. Reviewed on: 11th January 2024

I find a Zopa credit card easy to use.

I find a Zopa credit card easy to use. I can check at any time and know exactly where I am with my balance. Reviewed on: 11th January 2024

Flawless experience with Zopa, cannot fault them at...

Flawless experience with Zopa, cannot fault them at all. Online App easy to navigate and helpful tips along the way Reviewed on: 11th January 2024

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